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Digital account authentication
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Authentication Advisor
Platform
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Powering authentication, payments, and risk intelligence from a unified, context-aware foundation
Reduced cost of fraud Better customer experience Higher transaction success rates Operational cost savings Regulatory compliance
Digital banking and fraud prevention Passwordless authentication Call center authentication 3-D Secure payments
Retail and commercial banks Merchants, acquirers, and PSPs Issuing banks and payment processors Neobanks and fintechs Digital banking platforms Credit unions

Discover the Entersekt difference: built into the platform and the partnership to be context-aware, market-focused, and close to customers.

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Why Entersekt
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A different approach to digital banking and payment authentication

Whether you’re shaping strategy, evaluating solutions, or staying ahead of emerging threats, this is where you'll find perspectives grounded in industry experience and focused on what works in practice.

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Featured content

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3DS is an authorization tool. Most of the industry just doesn't know it yet

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Swisscard replaces OTPs to authenticate online payments
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Digital banking and payment authentication

Context changes everything

True fraud prevention can’t succeed on identity alone. Static security breeds risk, frustrates customers, and drains revenue. Outpace your competition with customer-first digital banking and payment authentication that adapts in real time to act on the “why”—not just the “who”.

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Proven and trusted to end the trade-off between security and experience

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0:00 / 0:00

99%

Reduction in phishing attempts

Saving millions in fraud loss dollars

98%

Frictionless authentication

Invisible security, immediate impact

100%

Return on investment

In under six months

Where identity and intent intersect

Most systems collect signals. Few understand them.

A cohesive, context-aware platform for authentication, payment security, and risk intelligence.

Authentication

Security that adapts to real behavior

Leverage the unified power of behavior, device, and transaction signals in real time. Entersekt’s authentication only challenges when risk is real and stays invisible when it’s not, protecting access and interactions without slowing customers down.

Authentication
3-D Secure

3-D Secure

Secure CNP payments, without the friction

Reduce fraud, lower false declines, and improve transaction success for card-not-present payments. Real-time risk signals and adaptive authentication mean fewer unnecessary challenges to disrupt the checkout experience, and more approved transactions.

Risk intelligence

Decisions driven by true insight

Our risk intelligence tool, Authentication Advisor, powers every platform decision. By analyzing behavior, device data, and global signals, and continuously learning from outcomes to improve accuracy, it guarantees smarter authentication across every interaction.

Risk intelligence

How we deliver

The experience, structure, and support to simplify implementation and optimize performance

Discovery and solution design
Signal unification and integration
Decisioning and configuration
Testing and launch readiness
Optimization and ongoing support

Discovery and solution design

Designing around your environment, your customers, and your risk.

Signal unification and integration

Bringing your channels, systems, and signals into one working model.

Decisioning and configuration

Orchestrating authentication journeys with less build and more control.

Testing and launch readiness

Validating journeys, decisions, and operational readiness before go-live.

Optimization and ongoing support

Staying ahead with proactive monitoring, trusted support, and clear governance.

Customer success

Secure, user-friendly authentication that puts your customers first

FirstBank strengthened Zelle® payments with Entersekt’s step-up authentication—using real-time risk signals and push approvals with biometrics. The result: reduced fraud risk, blocked suspicious transactions, and a secure, low-friction customer experience that builds trust.

1stBank
“We believe this type of smart friction is foundational to helping deter fraudsters in a faster payments world.”
Kelly Kaminskas, Chief Digital Officer at FirstBank

Real-time payments, real-time trust

FirstBank strengthened Zelle® payments with Entersekt’s step-up authentication—using real-time risk signals and push approvals with biometrics. The result: reduced fraud risk, blocked suspicious transactions, and a secure, low-friction customer experience that builds trust.

1stBank
“We believe this type of smart friction is foundational to helping deter fraudsters in a faster payments world.”
Kelly Kaminskas, Chief Digital Officer at FirstBank

Next-gen protection

Ready to secure and simplify your customers’ digital banking and payment journeys?

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Partner with an award-winning authentication provider

Leading vendor

Leading vendor

Liminal Link Index for Account Takeover Prevention in Banking

Top 15 global recognition reflects the proven impact for financial institutions we serve: the ability to stop complex, AI-driven scams leading to account takeovers (ATO) with adaptive, low-friction security that protects customers while preserving a seamless banking experience.

Strengthening growth, not stifling it

Business-first outcomes for forward-thinking FIs

AI-driven fraud pressures, customer expectations, and evolving regulations can drain financial institutions, both operationally and financially. Entersekt helps reduce risk, improve experiences, and deliver measurable outcomes with low-friction security that pays for itself in under six months.

Beyond outcomes

Find the right solutions for your highest-priority risks and growth goals

For your industry By use case

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