Card-not-present (CNP) fraud remains a worldwide challenge for issuers and processors alike. With run-of-the-mill fraud prevention technology in place, cardholders can face false declines and transaction friction, both persistent and significant barriers during the checkout process. For issuers and processors, of course, the consequences can be just as damaging in the form of frustrated users, increased abandonment rates, and loss of revenue.
Entersekt's 3-D Secure (3DS) Access Control Server (ACS) for Mastercard leverages Context Aware™ Authentication, integrating proprietary and third-party risk tools to harness extensive global risk and behavioral intelligence data. This approach allows issuers to fortify their 3DS programs while rapidly configuring seamless cardholder journeys.