Dynamically adjusts authentication method based on real-time risk assessments to provide a robust and adaptive defense against e-commerce fraud.
Authentication Advisor for 3-D Secure ACS.
Dynamically adjusts authentication method based on real-time risk assessments to provide a robust and adaptive defense against e-commerce fraud.
Authentication Advisor for 3-D Secure ACS.
Fraud attempts with credit cards are rising 46% year-over-year.
With up to 80% of all credit cards in circulation being compromised, financial institutions require weapons that can meet the challenge of relentless fraudsters.
Authentication Advisor for 3-D Secure (3DS) ACS goes beyond traditional risk-based authentication (RBA) to address today's payments scams. By leveraging intelligent risk signals, contextual data, advanced analytics, and a dynamic rules engine, Entersekt delivers superior protection against sophisticated fraud schemes.
Authentication Advisor for 3DS ACS has the unique ability to analyze user activities and apply adaptive rules personalized for each consumer. By assessing extensive data, including user behavior, device information, transaction context, and history, Authentication Advisor for 3DS ACS can increase payment conversion rates through frictionless and customer-preferred authentication, improving approval rates with more effective, contextual risk analysis.
Authentication Advisor for 3-D Secure (3DS) ACS goes beyond traditional risk-based authentication (RBA) to address today's payments scams. By leveraging intelligent risk signals, contextual data, advanced analytics, and a dynamic rules engine, Entersekt delivers superior protection against sophisticated fraud schemes.
Authentication Advisor for 3DS ACS has the unique ability to analyze user activities and apply adaptive rules personalized for each consumer. By assessing extensive data, including user behavior, device information, transaction context, and history, Authentication Advisor for 3DS ACS can increase payment conversion rates through frictionless and customer-preferred authentication, improving approval rates with more effective, contextual risk analysis.
Key advantages.
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Enhanced fraud detectionCollects and analyzes a wide range of signals to identify and prevent even the most sophisticated fraud attempts, including social engineering attacks. -
Improved customer experienceMinimizes friction for legitimate transactions, reducing the need for excessive authentication steps and enhancing customer satisfaction. -
Increased transaction successIncreases checkout conversions and authorizations using smarter risk assessments and more customer-friendly authentication methods.
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Proactive scam preventionEnables FIs to proactively decline potentially fraudulent transactions, even if initially authorized by the customer, thwarting growing threats, such as employment, romance and other APP scams. -
Seamless integrationCan be deployed seamlessly to Entersekt ACS clients, or as a standalone solution integrated into any provider’s 3-D Secure ACS.
Advanced fraud detection features.
- Device/Browser IDDetects and blocks suspicious devices by identifying known devices with cryptographic IDs.
- Adaptive rulesUses machine learning algorithms to identify a user’s typical and unusual transactions, individualizing risk assessment.
- Real-time threat intelligenceLeverages real-time threat intelligence feeds to identify and block known and emerging threats.
Security meets seamless experiences.
Authentication Advisor for 3DS ACS empowers FIs to strike the optimal balance between security and user experience, strengthening fraud defenses while ensuring seamless digital transactions for their customers.
The technology behind Authentication Advisor for 3DS ACS draws from Entersekt’s 100+ patents in low/no-friction fraud prevention and payments capabilities and is another example of the continuous innovation Entersekt has become known for.